Westpac turns Android phones into payment devices for small businesses

  • By Zilla Efrat

Westpac is trialling new technology with select Westpac small business customers which transforms their Android phones into a payment device.

Westpac Tap on Phone, which leverages Airpay TAP technology from Australian payment technology provider Quest Payment Systems, will become more widely available in early 2023.

The technology enables businesses to download a point-of-sale app and start accepting secure, contactless payments from their compatible Android mobile phone or tablet when a purchase is made or a job is complete, without the need for traditional merchant hardware.

“We’re always looking for ways to make it fast, flexible and secure for businesses to keep connected with their customers and get paid,” says Chris de Bruin, Westpac CEO, consumer and business banking.

“Westpac’s Tap on Phone technology is a game changer for business owners who need a more lightweight and portable alternative to traditional merchant hardware, enabling their compatible Android phone or tablet to transform into a payment device.”

The Airpay TAP software is the first of its kind available in Australia and can be used with Android 9.0 and above. Small businesses can receive customer payments via cards, mobile wallets, and wearables when a card or device is held over the phone or tablet’s Near Field Communication (NFC) reader. Customers are required to enter a PIN for payments above $200 for added security.